Minimize risks, maximize confidence with business insurance consulting solutions built for your needs. From general liability insurance to business liability coverage, we help you stay protected. Trust AOR Insurance, the leading insurance brokers for small businesses, to secure the right liability insurance for startups, so you can focus on growth.
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Partnering with an AOR Agent means more than just competing for a market bid. We provide a fully comprehensive risk profile tailored to your business.
Beyond reviewing your premiums, retained losses, and administrative costs, we dive deep into your operational risks, assess your risk management strategy, and evaluate your coverage needs.
Our goal is to give you a complete understanding of your risk exposure and how we can support you.
Experience insurance the way it should be—simple, personalized, and built around your business needs.
Coverage designed specifically for your business needs.
Get the coverage you need without the hassle.
Dedicated professionals guiding your insurance journey.
Ready to take control of your business’s future? Discover hidden risks and gain peace of mind with a personalized, no-obligation risk profile tailored to your unique needs. Our experts will assess your coverage, pinpoint areas of improvement, and provide actionable insights—all for free. Fill out the form below to get started and secure the protection your business deserves.
The type of insurance protection your business needs depends on your industry, operations, and risks. Common coverages include general liability, property insurance, workers' compensation, and specialized policies like equipment or professional liability. We’ll work with you to tailor coverage to your unique requirements.
You can reduce your insurance costs by implementing strong risk management practices, maintaining a safe work environment, bundling policies, increasing deductibles, and regularly reviewing your coverage. We can provide guidance on strategies that best fit your business.
Yes, self-insurance may be an option for certain lines of insurance, such as workers’ compensation or health benefits, if your business has the financial resources and risk management expertise to handle claims internally. We can help assess if this is a viable option for you.
A Captive Insurance Program is an alternative form of risk management where a business creates its own insurance company to cover its risks. This allows more control over premiums, claims, and investments. Captives are often used by businesses with unique or large risks.
A Claims Made policy covers claims reported during the policy period, regardless of when the incident occurred. An Occurrence Made policy covers incidents that happen during the policy period, even if the claim is reported later. Choosing the right one depends on your business’s needs and risks.
AOR Insurance partnered with Sihle Insurance Group as a way to service large scale clients in a personalized way.Utilizing the back offices of a larger brokerage firm allows AOR Insurance the ability to broker national accounts and scale down our services for smaller clients.
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