AOR Insurance | One Signature to Safety

It's all in the name

The AOR Approach

Have you ever wondered the difference between a traditional insurance broker and an AOR Agent?

Well, the difference starts in the name. AOR stands for Agent of Record. When you work with an AOR Agent you aren’t just competing for a bid in the market. We put together a fully comprehensive risk profile for your company. On top of going over your insurance premiums paid, retained losses, and administrative costs, we look at your operational risks, assess your risk management plan, evaluate your retentions, and coverage appetite. According to our research, for every $1 clients pay in direct costs, they pay an additional $1-$4 in costs related to indirect losses. We strive to give you a full understanding of your risk exposure and what we can do to help. It’s the AOR Advantage.

For Every $1

Clients Pay in Direct Cost

They'll pay $1-4

In Additional Indirect Costs

Who Is AOR Insurance

What We Do

AOR Insurance is a full service Brokerage house for Business Insurance, Payroll, PEO, Health Insurance, and Specialty Programs.

Commercial Insurance

We are driven to provide tangible and implementable solutions for our clients needs.

Errors & Omissions

We all strive to do our best, but when the unexpected or unforeseeable happens, it’s good to know you’re covered.

Lumber & Hardware

AOR Insurance utilizes multiple A+ rated carriers that offer commercial packages for all lines of insurance coverage for the hardware, building materials and wood manufacturing industry

Cyber Security

Cyber Security is an ever growing issue for companies, is your business secure?
Before you buy Cyber Liability Insurance figure out what your network and security risks are. AOR Insurance can help you with a risk management strategy so you can focus on growing your business with confidence.

3800000 +

Data Breach Costs $3.8 Million

For the Average Company

197

On Average

It Takes Most Business 197 Days to Detect a Breach In Their Network

Orange Button with shield outline that says, "Cyber Security Test" > Link takes you to online cyber security test

Personalized Consulting | Large Scale Service

The Partner Advantage

AOR Insurance partnered with Sihle Insurance Group as a way to service large scale clients in a personalized way.
Utilizing the back offices of a larger brokerage firm allows AOR Insurance the ability to broker national accounts and scale down our services for smaller clients.

The Difference Is Service

Who is Sihle Insurance Group?
Sihle Insurance Group provides a single solution for insurance, financial services, and risk management specifically tailored around your individual needs. With a focus on commercial and personal property and casualty coverages, employee benefits including retirement/life insurance solutions, and payroll services, we are able to bring the best solutions through innovative ideas and broad market representation.
“The difference is service” has been the essence of our company since it was founded by Jerry Sihle in 1974. As the founder and sole employee, Jerry brought drive, motivation, strategic planning, and vision to establish Sihle Insurance Group. Since that time we have grown to be one of the largest privately held agencies in Florida, ranking consistently in the “Top 100” countrywide. While following our guiding principles, Sihle Insurance Group has become one of the Southeast’s premier insurance agencies offering the finest insurance products and services in a professional, authentic, and open environment.
Our 40,000 square foot state-of-the-art facility is equipped to best serve our customers and employees who together have made Sihle Insurance Group the company it is today. While poised for our future, this building also serves as a strong reference to our beginning, being constructed on the same site as the small converted house where Sihle Insurance began 40 years ago.
Our vision for the future is to remain a leading, family-held and operated, independent insurance organization for generations to come.

Sihle Insurance Group > link takes you to their website

What our clients have to say about us.

Client Satisfaction Is Our Foundation

Insurance companies are built on client trust and satisfaction. AOR is no different. We strive to meet and exceed the needs of our clients.

Conatct Us

Raymond Watson

CEO Roundtable Facilitator and Chair, Principal at ELRI

I have found Michael to be a consummate professional in all that he does. Mike represents corporate insurance clients with AOR Insurance. However, Mike is not another insurance salesman looking to submit a quote. Mike becomes a trusted advisor and truly assesses the needs of the client before making a recommendation.

A client and happy customer standing in suit and tie smiling

Beth Meyers

HR Manager at Amazon Hose

Michael has the knowledge and experience to provide excellent service and becomes a true business partner in every aspect.

A client and happy customer standing in suit and smiling

Clark Waters

President, E C Waters Inc.

Michael has shown me how to lower my insurance cost and maintain the best coverage I need to protect my business. I have referred Michael to my peers and friends and they agree that Michael brings added value to their business with a professional integrity that is very rare.

Ty Roofner

Partner at Burr & Forman LLP

I never hesitate to refer my clients to Mike. He responds very quickly, gives prospective clients the attention, advice and expertice they deserve ... and then earns their business. Those elements make him a valuable asset to anyone that has a need for insurance solutions.

Still Have Questions?

Great!

We Have Answers. Let's talk about it.

Our ArticlesLatest News & Blog

Stay up to date with our latest news, event schedules and corporate developments for new blogs.

30Apr2021

P&C Market Outlook

2021 Insurance Market Forecasting. Take a look at some of the Insurance industries trends for 2021.

2Apr2019

Picture of a seated auditorium with type written across the front saying, "free seminar"

Florida DFS FREE Seminars

Florida Department of Financial Services is offering FREE Employer Seminars and Webinars

The Florida Department of Financial Services, Division of Workers’ Compensation offers Free Seminars and Webinars regarding Florida’s Workers’ Compensation Laws and Workplace Safety

26Mar2019

Image of a hand holding a credit card with the words "identity theft" written across the front

How to Minimize Identity Theft Risk

We’ve all heard the horror stories about how difficult it is recovering from having your name, Social Security number or credit card numbers stolen. Fortunately, there are steps you can take to help minimize the risk of identity theft.

One Signature to Safety

Home