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Commercial Insurance

What is Commercial Insurance?

Commercial insurance offers protection for businesses and corporations against risk that might be encountered in the course of business operations. A commercial insurance plan may cover a wide array of needs specific to your company or industry, including property, employees and management as well as general and professional liability.AOR Insurance along with Sihle Insurance Group have put together a fully comprehensive Commercial Insurance Plan best suited to our commercial and industrial clients.

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General Liability

The Commercial General Liability Policy from AOR provides the insurance protection you need to pay damages for bodily injury or property damages for which your business is legally responsible.
The policy provides coverage for liability arising from personal injury as well as medical expenses.Coverage is provided for injury or damages arising out of goods or products made or sold by the named insured and the employees of the named insured.

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Professional Liability

The nature of negligence of Errors & Omissions Insurance claims makes them very expensive to defend. Even if the claim has no basis in fact, it must be investigated and the professional who has been sued must be defended. The legal fees alone can be extremely high and if a settlement is obtained or a judgment awarded, financial hardship is likely.In general, E&O or Professional Liability Insurance is necessary if:

  • You provide a professional service for a fee
  • You regularly advise clients
  • It is specifically requested by the client as a condition of a contract
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Contact our insurance specialists

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Core Classes of Business

Workers CompensationBusiness AutoFloodProfessional LiabilityGeneral LiabilityInland/Ocean MarineEmployment Practices LiabilityGarage LiabilityEquipmentBuilder's RiskUmbrellaCrime InsuranceGroup HealthMedicalDentalDisabilitylifeProperty InsuranceCommercial Surety BondsFidelity BondsYacht Broker BondsContract BondsDirectors & Officers Liability
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Running a business comes with a variety of risks—whether it’s protecting your property, employees, or operations. At AOR Insurance, we understand that every business is unique, which is why we provide tailored commercial insurance plans that address your specific needs. From general liability to workers' compensation and property insurance, we’ve got you covered.

Our comprehensive solutions go beyond the basics, offering specialized coverage for the nuances of your industry, so you can focus on what matters most—growing your business. With access to top-rated carriers and a team dedicated to navigating complex insurance landscapes, we deliver peace of mind through customized protection plans.

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What Makes Us Different

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Write in all 50 states
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A+ Rated Insurance Carriers
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Commercial Package Policies for your Business
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Specialized & Dedicated Claims Service for your Industry
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Policies Specifically Designed for your Industry

Get Your Free Comprehensive Risk Profile

Ready to take control of your business’s future? Discover hidden risks and gain peace of mind with a personalized, no-obligation risk profile tailored to your unique needs. Our experts will assess your coverage, pinpoint areas of improvement, and provide actionable insights—all for free. Fill out the form below to get started and secure the protection your business deserves.

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