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Construction Insurance

Why us for Construction Insurance?

AOR provides commercial insurance and risk management to the Construction Industry by providing customized products and services tailored to fit the needs of any size construction operation. We have over 20 years of experience working with construction companies, from local general contractors to national entities and we know that protecting your business from risk requires a bit more than a “Bid” or “Quote”.

No matter the size, your business can benefit from our experience and we can teach you to address key exposures.  Our subcontractor management program not only targets contractual risk management, but also certificate management.  In addition our Risk Management portal and Loss Prevention platforms we focus on 100% OSHA compliance for our clients.

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Our industry specialization spans beyond sub management and certificate control. We have dedicated insurance programs for large complex risks who focus exclusively on construction. In addition, we engage lawyers who are experts in construction defect and accident liability, and our specialized claims specialists excel at handling complex and catastrophic construction claims.

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Contact our insurance specialist

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Core Classes of Business

Workers CompensationBulldozersBackhoesAerial LiftsGeneral LiabilityInland/Ocean MarineCompressorsSweepers and ForkliftsEquipmentAC SystemsRefrigeration SystemsHeating or HVAC SalesHVAC Install – Service – RepairSeptic ContractorsSheet Metal ContractorsInterior Painting ContractorsCommercial Plumbing ContractorsElectrical ContractorsElectrical Apparatus Install – Service – RepairCyber Risk ManagementOwners and contractors protective liability (OCP)Builders Risk and Installation FloatersProject-specific coverages (e.g., wrap-ups, joint ventures)Railroad protective liabilityContractor E&O PoliciesSurety bondsActive Shooter ProgramsDesigner and contractors professional liabilityArchitects and engineers liabilityTerrorism and sabotageContractors environmental legal liabilityOwners protective professional indemnityProject cargo and marine delay in start upEIFS Liability
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The larger the project and equipment, the larger the risks. Let us help protect your heavy duty construction equipment and construction projects. Whether the jobs are related to the FDOT, Street Road, or Asphalt we have the solutions for any and all larger contractors.

You can’t always control every aspect of a project when working with outside contractors. Call us today and let us figure out the best option for protecting yourself, your business, and your projects. We can tailor a coverage plan best suited to your needs.

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What Makes Us Different

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Write in all 50 states
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A+ Rated Insurance Carriers
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Commercial Package Policies for your Business
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Specialized & Dedicated Claims Service for your Industry
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Policies Specifically Designed for your Industry

Get Your Free Comprehensive Risk Profile

Ready to take control of your business’s future? Discover hidden risks and gain peace of mind with a personalized, no-obligation risk profile tailored to your unique needs. Our experts will assess your coverage, pinpoint areas of improvement, and provide actionable insights—all for free. Fill out the form below to get started and secure the protection your business deserves.

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