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Lumber & Hardware Insurance

Why us for Lumber & Hardware Insurance?

AOR Insurance utilizes multiple A+ rated carriers that offer commercial packages for all lines of commercial insurance coverage for the hardware, building materials and wood manufacturing industry nationwide.

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For sawmills, logging companies and businesses at any stage of the lumber and hardware supply chain, AOR Insurance has established itself as a market leader by offering a wide range of customized insurance products, including errors and omissions insurance and equipment protection. AOR has direct access to the single largest insurance supplier to independent hardware stores in the United States.

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Contact our insurance specialists

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Core Classes of Business

Retail Classes

Building Material (Retail/Wholesale)Commercial Building Owners (Lessors Risk)Electrical Supply (Retail/Wholesale)Garden CentersHabitational (1-4 Units)Hardware Stores (Retail/Wholesale)HVAC, Plumbing and Electrical ContractorsLandscape Contractors (Commercial)Lumber Yards (Retail/Wholesale)Masonry Supplies (Retail/Wholesale)Plumbing Supply (Retail/Wholesale)Rental Operations

Manufacturing Classes

Bark/Mulch ManufacturingBarrel Manufacturing (Cooperage)Basket ManufacturingBat ManufacturingBobbin ManufacturingCasket Manufacturing (Wooden)Dimension ManufacturingDisplay and Exhibit ManufacturingDowel ManufacturingDry KilnsFence Manufacturing (Wood/Metal)Furniture ManufacturingHandle ManufacturingLaminated Wood ProductsLath MillsModular Closet Shelving SystemsPallet ManufacturingMolding and Millwork ManufacturingMusical Instrument ManufacturingOar/Paddle ManufacturingSawmillsParticle, Chip or Fiber Board ManufacturingPlaning MillsPlywood ManufacturingStair ManufacturingWood CarvingStore Fixture Display ManufacturingTruss Manufacturing (Wooden)Veneer MillsWindow Assembly (Aluminum/Vinyl/Wood)Wood Drying OperationsWood Novelties ManufacturingWood Products Manufacturing (NOC)Wood PulverizingWooden Box ManufacturingWood Turning ShopsWoodworking Shops
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Whether you're running a sawmill, managing a logging company, or working in any stage of the lumber and hardware industry, AOR Insurance offers tailored coverage designed to protect your business from every angle. From building materials to wood manufacturing, our comprehensive insurance packages ensure you have the coverage you need to keep your operations running smoothly.

We partner with multiple A+ rated carriers to deliver commercial insurance solutions that fit the unique needs of your industry, providing everything from property coverage to specialized protection for equipment and tools. With direct access to the largest insurance provider for independent hardware stores in the U.S., we offer unrivaled expertise and support.

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What Makes Us Different

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Write in all 50 states
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A+ Rated Insurance Carriers
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Commercial Package Policies for your Business
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Specialized & Dedicated Claims Service for your Industry
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Policies Specifically Designed for your Industry

Get Your Free Comprehensive Risk Profile

Ready to take control of your business’s future? Discover hidden risks and gain peace of mind with a personalized, no-obligation risk profile tailored to your unique needs. Our experts will assess your coverage, pinpoint areas of improvement, and provide actionable insights—all for free. Fill out the form below to get started and secure the protection your business deserves.

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