Lumber and Hardware

AOR Insurance utilizes multiple A+ rated carriers that offer commercial packages for all lines of commercial insurance coverage for the hardware, building materials and wood manufacturing industry nationwide. For sawmills, logging companies and businesses at any stage of the lumber and hardware supply chain, AOR Insurance has established itself as a market leader by offering a wide range of customized insurance products, including errors and omissions insurance and equipment protection. AOR has direct access to the single largest insurance supplier to independent hardware stores in the United States.

At AOR Insurance, we focus on the hardware, building materials and wood manufacturing industries and specialize in insuring these types of businesses, which allow us to provide the most comprehensive and competitive insurance programs for our clients.

We have a dedicated service team assigned to our hardware, building materials and wood manufacturing clients, which enables us to provide prompt and effective service to answer your questions in a timely fashion.

Retail Classes:
• Building Material (Retail/Wholesale) • Commercial Building Owners (Lessors Risk) • Electrical Supply (Retail/Wholesale) • Garden Centers • Habitational (1-4 Units) • Hardware Stores (Retail/Wholesale) • HVAC, Plumbing and Electrical Contractors • Landscape Contractors (Commercial) • Lumber Yards (Retail/Wholesale) • Masonry Supplies (Retail/Wholesale) • Plumbing Supply (Retail/Wholesale) • Rental Operations

Manufacturing Classes:
• Bark/Mulch Manufacturing • Barrel Manufacturing (Cooperage) • Basket Manufacturing • Bat Manufacturing • Bobbin Manufacturing • Casket Manufacturing (Wooden) • Dimension Manufacturing • Display and Exhibit Manufacturing • Dowel Manufacturing • Dry Kilns • Fence Manufacturing (Wood/Metal) • Flooring Mills • Furniture Manufacturing • Handle Manufacturing • Laminated Wood Products • Lath Mills • Modular Closet Shelving Systems • Molding and Millwork Manufacturing • Musical Instrument Manufacturing • Oar/Paddle Manufacturing • Pallet Manufacturing • Particle, Chip or Fiber Board Manufacturing • Planing Mills • Plywood Manufacturing • Sawmills • Stair Manufacturing • Store Fixture Display Manufacturing • Truss Manufacturing (Wooden) • Veneer Mills • Window Assembly (Aluminum/Vinyl/Wood) • Wood Carving • Wood Drying Operations • Wood Novelties Manufacturing • Wood Products Manufacturing (NOC) • Wood Pulverizing • Wooden Box Manufacturing • Wood Turning Shops • Woodworking Shops